Benefits of Choosing Aetna
Aetna has more than 37 million members that include individuals, families, students, companies and retirees and has been named the most admired health insurance company by Fortune magazine.
The biggest advantage Aetna has over other insurance companies in Illinois is that their individual policies are issued without waivers or riders. Instead, Aetna offers various risk categories based on each applicant. This allows applicants to receive benefits for health conditions that other insurance companies normally exclude by charging an increased premium and ensures applicants with minimal health risk do not have to subsidize the cost of members with a higher health risk.
All essential health benefits are covered:
- Ambulatory patient services
- Emergency services
- Hospitalization
- Pregnancy, maternity and newborn care
- Mental health and substance use disorder services, including behavioral health treatment
- Prescription drugs
- Rehabilitative and habilitative services
- Laboratory services
- Preventive and wellness services and chronic disease management
- Pediatric services, including oral and vision care (Pediatric dental care only covered through Aetna on off-exchange plans.
Up to a $100 yearly allowance*
Get up to a $100 yearly allowance to use on overthe-counter health and wellness items at CVS® retail stores and online. Choose from hundreds of CVS Health® brand products like cold and allergy medicines, pain relief and more
Plans with adult dental and vision
Dental and vision care are important to your overall health. That’s why in 2025 we’re offering select plans with adult dental and vision coverage included.*
Convenient access to MinuteClinic® care
Get care anytime with 24/7 virtual care or in person atone of our 900+ MinuteClinic locations nationwide. Find a location near you at CVS.com/minuteclinic.
MinuteClinic services include:
• Allergy treatment
• Illnesses and infections
• Vaccines
• Women’s health
• Tests and screenings
• And more
*Members may be required to pay a cost-share based on what medical services were received and the type of a provider a member visits. Please consult benefit documents for more details. Members enrolled in qualified high-deductible health plans must meet their deductible before receiving covered non-preventative MinuteClinic services at no cost-share. However, such services are covered at negotiated contract rates.
**For a complete list of participating walk-in clinics, log in to Aetna.com and use our provider search tool. Includes select MinuteClinic services. Not allMinuteClinic services are covered. Please consult benefit documents to confirm which services are included. Members enrolled in qualified high-deductible health plans must meet their deductible before receiving covered non-preventative MinuteClinic services at no cost-share. However, such services are covered at negotiated contract rates. This benefit is not available in all states. Access to walk-in clinics varies by geography. Walk-in appointments are based on availability and not guaranteed. Online scheduling is recommended.