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2024 Blue Choice Preferred PPO Plans
Our Rating:
Blue Choice Preferred PPO
PPO, or Preferred Provider Organization, plans usually carry a higher monthly premium while having access to a larger network of doctors and hospitals to choose from.
Blue Choice Preferred PPO Plans offers a respectable PPO network of doctors and hospitals and the convenience of never needing a referral to see a specialist. Blue Choice Preferred PPO Plans are coupled with the Blue Choice Preferred PPO network, a smaller version of the “standard” Blue Cross Blue Shield of Illinois PPO network and the largest PPO network BCBSIL offers to individual health plans. If you can accept some reduced hospital and physician choice, Blue Choice Preferred PPO may be a great option for you. All Blue Choice Preferred PPO plans offer the same set of essential health benefits, quality and amount of care.
The differences are how much your premium costs each month, what portion of the bill you pay for things like hospital visits or prescription medications, and how much your total out-of-pocket costs are. Blue Choice Preferred PPO Plans have a higher monthly premium and often lower out-of-pocket costs than Blue Choice Preferred Silver plans.
These plans may be right for you if you are an individual or family who:
- Seek coverage comparable to what is offered by employers
- Prefers fixed doctor visit copayments
- Regularly visits a doctor
- Requires regular prescription medication
There are 12 Blue Choice Preferred PPO Plans to choose from, broken down into 4 tiers:
Catastrophic:
Catastrophic plans have a low monthly payment but a high deductible. This is a special catastrophic health care plan for certain people under age 30 and some people with low incomes. Available Catastrophic plan:
- Blue Choice Preferred Security PPOSM 200 – $9,450 individual deductible and 50% coinsurance
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