Blue Choice Preferred PPO Plans

2025 Blue Choice Preferred PPO Plans

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Blue Choice Preferred PPO Hospital List

Blue Choice Preferred PPO

PPO, or Preferred Provider Organization, plans usually carry a higher monthly premium while having access to a larger network of doctors and hospitals to choose from.

Blue Choice Preferred PPO Plans offers a respectable PPO network of doctors and hospitals and the convenience of never needing a referral to see a specialist. Blue Choice Preferred PPO Plans are coupled with the Blue Choice Preferred PPO network, a smaller version of the “standard” Blue Cross Blue Shield of Illinois PPO network and the largest PPO network BCBSIL offers to individual health plans. If you can accept some reduced hospital and physician choice, Blue Choice Preferred PPO may be a great option for you. All Blue Choice Preferred PPO plans offer the same set of essential health benefits, quality and amount of care.

The differences are how much your premium costs each month, what portion of the bill you pay for things like hospital visits or prescription medications, and how much your total out-of-pocket costs are. Blue Choice Preferred PPO Plans have a higher monthly premium and often lower out-of-pocket costs than Blue Choice Preferred Silver plans.

These plans may be right for you if you are an individual or family who:

Seek coverage comparable to what is offered by employers
Prefers fixed doctor visit copayments
Regularly visits a doctor
Requires regular prescription medication

There are 11 Blue Choice Preferred PPO Plans to choose from, broken down into 4 tiers:

Catastrophic:

Catastrophic plans have a low monthly payment but a high deductible. This is a special catastrophic health care plan for certain people under age 30 and some people with low incomes. Available Catastrophic plan:

Blue Choice Preferred Security PPO^SM 200 – $9,200 individual deductible and 50% coinsurance

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Bronze Plans

Bronze plans may be for you if you have fewer medical needs, would rather have a low monthly payment, and don’t take prescription drugs regularly. Below is a quick summary of available plans, but you can learn more about Blue Choice Preferred Bronze Plans here.

Blue Choice Preferred Bronze Plan 201 – $7,000 individual deductible and 50% coinsurance
Blue Choice Preferred Bronze Plan 202 – $4,500 individual deductible and 40% coinsurance
Blue Choice Preferred Bronze Plan 701 – $8,600 individual deductible and 50% coinsurance
Blue Choice Preferred Bronze PPO Standard – Select Rx (Previously 708) – $7,500 individual deductible and 50% coinsurance

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Silver Plans

Silver plans may be for you if you want to pay less out-of-pocket for care, qualify for a premium tax credit (also known as a subsidy), have a spouse/children on your health plan, or have regular medical needs. Below is a quick summary of available plans, but you can learn more about Blue Choice Preferred Silver Plans here.

Blue Choice Preferred Silver Plan 203 – $1,700 individual deductible and 50% coinsurance
Blue Choice Preferred Silver Plan 303 – $1,500 individual deductible and 50% coinsurance
Blue Choice Preferred Silver PPO℠ Standard – Select Rx (previously 706) – $5,000 individual deductible and 50% coinsurance
Blue Choice Preferred Silver Plan 801 – $4,300 individual deductible and 50% coinsurance

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Gold Plans

Gold plans may be for you if you have more health care needs than most, have a spouse/children on your plan or want to grow your family soon, or prefer to pay more each month but have lower out-of-pocket expenses. Below is a quick summary of available plans, but you can learn more about Blue Choice Preferred Gold Plans here.

Blue Choice Preferred Gold Plan 204– $750 individual deductible and 50% coinsurance
Blue Choice Preferred Gold Plan 901 (new) – $1,000 individual deductible and 30% coinsurance
Blue Choice Preferred Gold PPO℠ Standard – Rx Copays (Previously 707) – $1,500 individual deductible and 50% coinsurance

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Key Blue Choice Preferred PPO® plan features include:

$15 primary care/$50 specialist office visit copays for Blue Choice Preferred Gold Plan 204
$15 PCP copays for Blue Choice Preferred Silver Plans
HSA Compatible plan with Blue Choice Preferred Bronze Plan 202, 302, and 502.
Maternity Coverage
Well-adult care
Well-child care
Diagnostic testing
Hospital services
Optional dental coverage

Blue Choice Preferred PPO Plans may be right for you if you are an individual or family who:

Seeks coverage comparable to what is offered by employers
Prefers fixed doctor visit copayments
Regularly visits a doctor
Requires regular prescription medication

Compare the features, options and costs of Blue Choice Preferred PPO Plans to find the one that’s right for you. Learn more about valuable member services and features you get when you join the Blue Cross and Blue Shield of Illinois family.

Discontinued Plans:

Blue Choice Preferred Bronze Plan 601

Blue Choice Preferred PPO Plans

2025 Blue Choice Preferred PPO Plans

Blue Choice Preferred PPO

These plans may be right for you if you are an individual or family who:

There are 11 Blue Choice Preferred PPO Plans to choose from, broken down into 4 tiers:

Catastrophic:

Bronze Plans

Silver Plans

Gold Plans

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