Cigna Plus Health Plans – Chicago
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Cigna’s most popular plans come in three categories, known as “metal levels”: Bronze, Silver, and Gold.
Bronze Plans
Premium Costs: $ | Out-of-Pocket Expenses: $$$
Best for: Individuals who want to keep premiums low or don’t plan on seeing a doctor often.
Plus Bronze & Plus CMS Standard Bronze
Plus with Northwestern Medicine Bronze 5000 Indiv Med Ded – Rx Copay – $5,000 Individual & 50% coinsurance after deductible
Plus CMS Standard Bronze
Plus Bronze CMS Standard – $7,500 Individual & 50% coinsurance after deductible
Silver Plans
Best for: Individuals who have families and/or see doctors regularly for illnesses and accidents.
Plus Silver
Silver 3000 Indiv Med Ded – Rx Copay – $3,000 Individual & 50% coinsurance after deductible
Silver-2 2500 Indiv Med Ded – Rx Copay – $2,500 Individual & 40% coinsurance after deductible
Silver-3 350 Indiv Med Ded – Rx Copay – $350 Individual & 35% coinsurance after deductible
Silver-4 100 Indiv Med Ded – Rx Copay – $100 Individual & 10% coinsurance after deductible
Silver 5000 Indiv Med Deductible – $5,000 Individual & 40% coinsurance after deductible
Silver-2 3800 Indiv Med Deductible – $3,800 Individual & 40% coinsurance after deductible
Silver-3 700 Indiv Med Deductible – $700 Individual & 20% coinsurance after deductible
Silver-4 0 Indiv Med Deductible – $0 Individual & 15% coinsurance
Plus CMS Standard Silver
Silver CMS Standard – $5,900 Individual & 40% coinsurance after deductible
Silver-2 CMS Standard – $5,700 Individual & 40% coinsurance after deductible
Silver-3 CMS Standard – $700 Individual & 30% coinsurance after deductible
Silver-4 CMS Standard – $0 Individual & 25% coinsurance after deductible
Gold Plans
Premium Costs: $$$ | Out-of-Pocket Expenses: $
Best for: Individuals who see their doctors frequently and take multiple prescription medicines.
Plus CMS Standard Gold
Plus Gold CMS Standard – Rx Copay – $1,500 Individual & 25% coinsurance after deductible
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