Small Business Health Insurance: A Cost-Saving Guide

Small Business Health Insurance: A Cost-Saving Guide

Tax Credits: Qualify for up to 50% premium refunds with the Small Business Health Care Tax Credit if you meet employee count, wage, and contribution requirements. Affordable Options: Explore HRAs (like ICHRA or QSEHRA), HSAs, or High Deductible Health Plans (HDHPs) to...
Why are insurance agents hated?

Why are insurance agents hated?

Insurance agents often face negative perceptions due to several common issues: High-pressure sales tactics: Many agents push clients to make quick decisions, leading to unsuitable policies. Lack of clarity: Policies are often complex, with unclear terms and hidden...
Self-Employed Health Insurance: 8 Options to Consider

Self-Employed Health Insurance: 8 Options to Consider

For self-employed individuals, health insurance can be challenging without employer-sponsored plans. Thankfully, there are 8 key options, each tailored to different needs and budgets: ACA Marketplace Plans: Broad coverage with subsidies and tax deductions. Health...
Group Health Insurance: Guide for Illinois Employers

Group Health Insurance: Guide for Illinois Employers

Group health insurance in Illinois helps employers provide affordable healthcare to their teams while staying compliant with state laws. Starting January 2025, new regulations like the Illinois Consumer Coverage Disclosure Act (ICCDA) require annual benefit...
7 Key Medicare Enrollment Deadlines You Can’t Miss in 2025

7 Key Medicare Enrollment Deadlines You Can’t Miss in 2025

Missing key Medicare deadlines in 2025 can lead to penalties, higher costs, and gaps in coverage. Here’s a quick guide to the most important enrollment periods you need to know: Medicare Open Enrollment (Oct 15 – Dec 7, 2024): Adjust your 2025 plan, including...