Recent Articles
Aetna Introduces Standalone Dental Plans in Illinois
Beginning June 1, 2008 Aetna will be offering new standalone dental plans. The Dental Advantage Individual Plans are a more comprehensive option to Aetna’s existing PPO Max under 65 dental rider plans, but will be available on a standalone basis, which means individuals will not have to enroll in a medical plan to be eligible for these plans. In addition, the new standalone plans offer a more comprehensive level of
Blue Cross Blue Shield of Illinois Increasing Individual Rates!
Effective July 1, 2008, Blue Cross® and Blue Shield® of Illinois will be raising rates on their individual health insurance plans. If you are planning to get a new BCBS of IL policy, apply online ASAP to get new business rates and avoid the price increases. The plans will be increasing as follows:
* HSA Products (9.0% increase)
o BlueEdge Individual HSA
o BlueEdge Individual HSA
Shorter Maternity Waiting Period for Assurant New Portfolio Plans
For new applicants, the 270-day maternity waiting period on MaxPlan, CoreMed and OneDeductible Plans has been reduced to 90 days with no change in price. This is one of smallest, if not the smallest, maternity waiting period for individual medical policies in Illinois
Assurant Health Improves Pre-ex Limitation
Assurant Health has changed the pre-existing condition limitation in their individual medical contracts to be more customer-friendly. For plans effective 1/1/08 and later, if a condition is fully-disclosed on the
application, they will not determine it to be pre-existing and gives you peace of mind that claims for fully-disclosed medical conditions will be considered for coverage
Blue Cross Blue Shield of Illinois Adds New $3,500 Deductible Plans Added to the Small Group (2-150) Portfolio
Effective July 1, 2008, for small group (2-150) new business and thereafter for renewing accounts, Blue Cross and Blue Shield of Illinois will introduce 17 new $3,500 deductible benefit plans to the Standard Products portfolio. The plans will be available with the following products:
• BlueChoice Select ® – 2 new plans
• BlueAdvantageSM Entrepreneur PPO (BAE) – 4 new plans
• BluePrint PPO – 10 new plans
• PPO Value Choice – 1