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Individual Health Insurance Carriers

Individual Health Insurance Carriers
Below is a list of our preferred companies offering individual health plans in Illinois.

When applying for an individual health policy, you will be asked about your age, dependents, and income. Depending on your income, you might be eligible for a subsidy. To take advantage of a subsidy, you must choose an “On Exchange” health plan that has been approved by the federal government and the government of Illinois.

If you would like to consult with one of our licensed agents to review your subsidy eligibility or discuss your insurance options, please contact us.

Individual & Family Health Insurance Carriers

Individual Health Insurance Carriers

Aetna

Aetna’s total network includes more than one million health care professionals and 5,300 hospitals nationwide.

Illinois residents who buy an Aetna exchange plan may not have access to the entire network of doctors and hospitals. Aetna offers PPO exchange plans in Catastrophic through Gold tiers.

Individual Health Insurance Carriers

Ambetter

Ambetter Health offers several levels of low-cost health insurance plan options.

While shopping for Ambetter health insurance plans in the Marketplace, you’ll see plan options with different levels such as Ambetter Secure Care (Gold), Ambetter Balanced Care (Silver) and Ambetter Essential Care (Bronze) plans. The only difference between these low-cost health insurance plans is how much premium you’ll pay each month and how much you’ll pay for certain medical services.

bcbsil medicare plans

BlueCross BlueShield of Illinois

BlueCross BlueShield of Illinois is the largest and most popular health insurance company in the state. They boast the largest PPO provider network of over 23,000 physicians.

Cigna Medicare Illinois

Cigna

Cigna is one of four insurance companies offered through the hc.gov marketplace in Illinois. Cigna’s Connect 4000 was typically most affordable in the seven counties where it is offered (Cook, Dupage, Gundy, Kane, Kankakee, Will, and Lake).

Humana Illinois

Humana

Humana is one of the largest U.S. health insurance companies with over 11.5 million members. Humana Insurance and its subsidiary, Humana Health Plan Inc., are only available to residents living in Cook, Lake and McHenry counties, according to Chicago Business.

The two companies are the only insurers in the state to offer Platinum exchange plans. Humana Insurance offers PPO exchange plans and Humana Health Plan offers HMO exchange plans in every tier.

Medicare Supplement Health Insurance Carriers

bcbsil medicare plans

BlueCross BlueShield of Illinois

BlueCross BlueShield of Illinois is the largest and most popular medicare supplement health insurance company in the state. They boast the largest PPO provider network of over 23,000 physicians.

Individual Health Insurance Carriers

Mutual of Omaha

Mutual of Omaha Medicare Supplements are one of the most popular Medicare Supplement plans in Illinois because of their low rates, financial strength, and excellent customer service. These plans are typically priced lower than the same, popular BCBSIL Medicare Supplement plans.

Guaranteed Issue Health Companies

Individual Health Insurance Carriers

Homeland HealthCare

Homeland Health believes that everyone deserves the opportunity to acquire quality health insurance regardless of your medical condition. That’s why Homeland Health Health Plans have assembled the most comprehensive Limited Medical Benefits in the country, fully insured by AM Best Companies and written on a guaranteed issue basis.

If you are looking for health insurance that guarantees coverage regardless of your health history, Homeland Health may be the insurance company for you.

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