People Helped Each Year
Of Insurance Plans Offered
Year Founded
Why Choose Short-Term Insurance?
Short-term medical plans provide consumers with an affordable way to pay for health care. They are often purchased to fill a gap in coverage, and are perfect for individuals who are:
- Recent college graduates
- Between jobs or laid off
- Waiting for employer-sponsored coverage
- Losing dependent status
- Looking for a lower-cost alternative to COBRA
- Recently retired and not eligible for Medicare
- On strike
Additional Benefits to Short-Term Medical Insurance
Short-term medical insurance plans allow you to choose any doctor or hospital without limiting you to in-network providers.
Additional benefits to short-term medical plans include:
- Less expensive premiums
- Simple application process
- Coverage can begin as early as the next day
- Plans can span anywhere from 30 days to 12 months
Once your deductible and coinsurance amounts have been met, the insurance company pays all covered medical, hospital, and surgical expenses, including physician services, prescriptions, X-ray, laboratory services, inpatient hospital stays, inpatient and outpatient hospital surgeries, anesthesia services, skilled nursing facility care and rehabilitation up to a lifetime maximum of $2 million.