UniCare announced yesterday that they will no longer be participating in the individual and group health insurance market in Illinois effective January 1, 2010. UniCare has collaborated with Blue Cross® and Blue Shield® of Illinois (BCBSIL) to ensure their group customers are provided the best opportunity to continue health insurance without the need to shop for new coverage.

As part of this transition, all existing UniCare groups will have the opportunity to transition to BCBSIL and receive:

* Guaranteed replacement coverage
* Guaranteed acceptance
* No waiting periods
* No underwriting

On October 30, 2009, a priority mailing will be distributed to the existing UniCare groups, which includes an Offer Acceptance and Initial Premium Forms. There is no guarantee that UniCare members will get medical coverage at the same price after the transition. Customers will have until Dec. 1 to decide whether to accept the Blue Cross coverage — a proposition that worries some UniCare subscribers.

If you or any one you know has UniCare please have them contact us.