Guaranteed Issue Health Insurance: Bridging the Gap between the Insurable and Uninsurable

May 1, 2009 | Homeland HealthCare, Insurance News | 0 comments

Every day, thousands of individuals are rejected by insurance companies because of pre-existing medical conditions such as diabetes, obesity, and heart problems. Now with the Guaranteed Issue Health Insurance offered by Homeland HealthCare Plans, people who are uninsurable under traditional health insurance policies can now obtain insurance coverage with no medical exams required, no health questions and possibly no waiting period if you’re eligible. If you are suffering from diabetes, obesity, heart problems, rheumatoid arthritis, and other medical conditions, you can have health coverage when you purchase guaranteed issue health insurance.

Although there are many companies offering this type of insurance product, not all of these companies provide reliable guaranteed health plans. Most options on the internet today are discount cards and should never be mistaken for actual insurance. Faulty guaranteed issue programs have left consumers with millions of dollars worth of unpaid claims and medical debt.

With Homeland HealthCare Plans, the guaranteed issue health insurance products are not only underwritten by an “A rated” insurance company, but they are HIPAA compliant, meaning if you have credible coverage when applying, your waiting period would be waived. However, Guaranteed Issue Health Insurance should not be looked at as a replacement for major medical insurance. These are defined benefit plans designed solely for people who aren’t able to obtain traditional major medical plans. If you’ve been declined for health insurance, visit Homeland HealthCare Plans website.

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