Cigna Connect Health Plans – Chicago

Cigna Connect Health Insurance Plans

Cigna’s most popular plans come in three categories, known as “metal levels”: Bronze, Silver, and Gold.

3 Bronze Plans

Premium Costs: $ | Out-of-Pocket Expenses: $$$

Best for: Bronze plans usually have the lowest monthly premiums but the highest costs when you get care. These plans are good for individuals that usually use few medical services, don’t see a doctor often, and mostly want protection from very high costs if they get seriously sick or injured. 

Connect Bronze

Connect Bronze $2000 *NEW* – $2,500 Individual & 50% after deductible, some deductible waived*

Connect Bronze $5000 Med Deductible – Rx Copay – $5,000 Individual & 50% coinsurance after deductible

Connect CMS Standard/Bronze

Connect Bronze CMS Standard – $7.500 Individual & 50% coinsurance after deductible

Quick Plan comparison:

Plan NameCigna Connect Bronze 5000Cigna Connect Bronze 2000Cigna Connect Bronze CMS Standard
Deductible $5,000/$10,000$2,000/$4,000$7,500/$15,000
Coinsurance50%50%50%
Out-of-Pocket Maximum$9,450/$18,400 $9,450/$18,400 $9,400/$18,400
PCP/Specialist$45 / $110$45 / $100$50 / $100

2 Silver Plans

Premium Costs: $$ | Out-of-Pocket Expenses: $$

Best for: Silver plans usually fall in the middle, where you pay moderate monthly premiums and moderate costs when you need care. These plans are good for individuals who have families and/or see doctors regularly for illnesses and accidents.

Connect Silver

Connect Silver $3000 Med Deductible – Rx Copay – $3,000 Individual & 50% coinsurance after deductible

Connect CMS Standard Silver

Connect Silver CMS Standard – $5,000 Individual & 40% coinsurance after deductible

Quick Plan comparison:

Plan NameConnect Silver 3000Connect Silver CMS Standard
Deductible$3,000 / $6,000$5.000 / $10,000
Coinsurance50% after deductible40% after deductible
Out-Of-Pocket Max$9,000 / $18,000$8,000 / $16,000
PCP / Specialist$5 / $80$40 / $80

1 Gold Plan

Premium Costs: $$$ | Out-of-Pocket Expenses: $

Best for: Individuals who see their doctors frequently and take multiple prescription medicines.

Connect CMS Standard/Gold

Connect Gold CMS Standard – Rx Copay – $1,500 Individual & 25% coinsurance after deductible

Cost Share Reduction Options – Talk to one of our agents to see if you qualify

Connect Silver-2 $2500 Med Deductible – Rx Copay-$2,500 Individual & 40% coinsurance after deductible
Connect Silver-3 $350 Med Deductible – Rx Copay
$350 Individual & 35% coinsurance after deductible
Connect Silver-4 $100 Med Deductible – Rx Copay- $
100 Individual & 10% coinsurance after deductible

Connect Silver-2 CMS Standard $3,000 Individual & 40% coinsurance after deductible
Connect Silver-3 CMS Standard
$500 Individual & 30% coinsurance after deductible
Connect Silver-4 CMS Standard
$0 Individual & 25% coinsurance

DISCONTINUED PLANS:

Connect Bronze $0 Med Deductible – $0 Individual & 50% coinsurance
Connect Bronze $6500 Med Deductible Enhanced Diabetes Care – $6,500 Individual & 40% coinsurance

Connect Silver $5000 Med Deductible– $5,000 Individual & 40% coinsurance after deductible
Connect Silver-2 $3800 Med Deductible– $3,800 Individual & 40% coinsurance after deductible
Connect Silver-3 $700 Med Deductible– $700 Individual & 20% coinsurance after deductible
Connect Silver-4 $0 Med Deductible– $0 Individual & 15% coinsurance

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