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Important: Cigna is leaving the individual ACA market in 2027

On April 30, 2026, Cigna announced it will stop offering individual and family ACA plans as of January 1, 2027. This affects all 11 states where Cigna sells individual coverage, including Illinois.

Existing Cigna coverage stays in force through December 31, 2026. If you have a Cigna individual plan, you will need to pick a different carrier for 2027, so plan to choose a new plan during Open Enrollment to avoid a gap on January 1.

The plan details on this page describe 2026 coverage. Enter your ZIP code below to compare what is available in your area.

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Compare ACA plans from every carrier in your area. Enter your ZIP code to see plans and pricing - no contact info required.

Cigna Connect Health Plans

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Cigna Connect Illinois Plans 2026 

Cigna Connect offers affordable ACA Marketplace plans with strong Illinois hospital networks, $0 virtual care, and chronic condition support like myHeartCare (cardiac), 9am Health Diabetes Care, and Visana Women’s Health.
Counties Covered: Cook, DuPage, Grundy, Kane, Kankakee, Kendall, Lake & Will

Bronze Plans

Premium Costs: $ | Out-of-Pocket Expenses: $$$

Best for: Bronze plans usually have the lowest monthly premiums but the highest costs when you get care. These plans are good for individuals that usually use few medical services, don’t see a doctor often, and mostly want protection from very high costs if they get seriously sick or injured. 

  • Connect Bronze 5200 – Rx Copay
    • $5,200 Individual Deductible• 50% Coinsurance after deductible
    • $50 PCP / $110 Specialist (deductible waived)

  • Connect Bronze 2250
    • $2,250 Individual Deductible• 50% Coinsurance after deductible
    • $2,500 per inpatient day (first 3 days, then $0)

  • Connect Bronze 7000 HSA
    • $7,000 Individual Deductible• 50% Coinsurance after deductible
    • HSA-eligible option for those who prefer saving pre-tax

Quick Plan comparison:

Plan Name Connect Bronze 5200 Rx Copay Connect Bronze 2250 Connect Bronze 7000 HSA
Deductible $5,200 / $10,400 $2,250 / $4,500 (medical)* $7,000 / $14,000
Coinsurance 50% 50% 50%
Out-of-Pocket Maximum $10,150 / $20,300 $10,150 / $20,300 $8,300 / $16,600
PCP/Specialist $50 / $110 $45 / $115 50% after deductible
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Silver Plans

The first batch of Silver Connect plans that are standard on-exchange options available statewide

Premium Costs: $$ | Out-of-Pocket Expenses: $$

Best for: Silver plans usually fall in the middle, where you pay moderate monthly premiums and moderate costs when you need care. These plans are good for individuals who have families and/or see doctors regularly for illnesses and accidents.

Connect Silver 3200 – Rx Copay
• $3,200 Individual Deductible• 50% Coinsurance after deductible
• $10 PCP / $85 Specialist

Connect Silver 6500
• $6,500 Deductible• 40% Coinsurance after deductible
• $5 PCP / $85 Specialist

Quick Plan comparison:

Plan Name Connect Silver 3200
 Connect Silver 6500
Deductible $3,200 / $6,400 $6,500 / $13,000
Coinsurance 50% 40%
Out-Of-Pocket Max $9,500 / $19,000 $9,500 / $19,000
PCP / Specialist

$10 / $85

$5 / $85
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Silver Plans - OFF exchange

A third batch of silver plans that have similar benefit structures (50% coinsurance, $2,500–$3,500 deductible), but are specifically for off-exchange markets

Premium Costs: $$ | Out-of-Pocket Expenses: $$

Best for: Silver plans usually fall in the middle, where you pay moderate monthly premiums and moderate costs when you need care. These plans are good for individuals who have families and/or see doctors regularly for illnesses and accidents.

Connect Silver 2500 (Off)
• $2,500 Deductible• 50% Coinsurance after deductible
• $25 PCP / $80 Specialist

Connect Silver 3500 (Off)
• $3,500 Deductible• 50% Coinsurance after deductible
• $30 PCP / $75 Specialist

Quick Plan comparison:

Plan Name Connect Silver 2500 (Off) Connect Silver 3500 (Off)
Deductible

$2,500 / $5,000

 $3,500 / $7,000
Coinsurance 50% 50%
Out-Of-Pocket Max $9,200 / $18,400 $10,150 / $20,300
PCP / Specialist

$25 / $80

 $30 / $75
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1 Gold Plan

Premium Costs: $$$ | Out-of-Pocket Expenses: $

Best for: Individuals who see their doctors frequently and take multiple prescription medicines.

Connect Gold 1500
• $1,500 Deductible• 20% Coinsurance after deductible
• $25 PCP / $75 Specialist

Connect Gold 2250
• $2,250 Deductible• 25% Coinsurance after deductible
• $0 PCP / $50 Specialist

Connect myHeartCare Gold
• $750 Deductible• 20% Coinsurance after deductible
• Includes Heartbeat Health® virtual cardiac care + $0 cardiac medications

Quick Plan Comparison

Plan Name

Connect Gold 1500

 Connect Gold 2250 Connect myHeartCare Gold
Deductible

$1,500 / $3,000

 $2,250 / $4,500 $750 / $1,500
Coinsurance 20% 25% 20%
Out-Of-Pocket Max $7,800 / $15,600

$9,450 / $18,900

 $9,950 / $19,900
PCP / Specialist

$25 / $75

 $0 / $50 $25 / $65
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Cost Share Reduction Options 

Talk to one of our agents to see if you qualify

BASE Connect Silver 3200
Connect Silver-2 2500 – Rx Copay
• $2,500 Individual Deductible• 40% Coinsurance after deductible
• $5 PCP / $85 Specialist

Connect Silver-3 750 – Rx Copay
• $750 Individual Deductible• 35% Coinsurance after deductible
• $5 PCP / $50 Specialist

Connect Silver-4 350 – Rx Copay
• $350 Individual Deductible• 10% Coinsurance after deductible
• $5 PCP / $35 Specialist

BASE Connect Silver 6500

Connect Silver-2 5500
• $5,500 Deductible• 40% Coinsurance after deductible
• $5 PCP / $85 Specialist

Connect Silver-3 750
• $750 Deductible• 30% Coinsurance after deductible
• $5 PCP / $35 Specialist

Connect Silver-4 100
• $100 Deductible• 10% Coinsurance after deductible
• $5 PCP / $15 Specialist

Plan availability, premiums and benefits vary by county; see full plan documents for details.

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