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Special Enrollment FAQs: Marriage, Divorce, Birth

Special Enrollment FAQs: Marriage, Divorce, Birth

If you experience a major life event like getting married, getting divorced, or having a baby, you may qualify for a Special Enrollment Period (SEP) to update your health insurance outside the regular Open Enrollment window (November 1 – January 15). Here’s what...
Illinois Employer Health Plan Updates for 2026

Illinois Employer Health Plan Updates for 2026

Illinois employers have a new set of health plan rules for 2026. Here’s what you need to know: New State Coverage Mandates: Fully insured plans that renew on or after January 1, 2026 must offer dependent coverage to qualifying parents and stepparents, cover...
Self-Employed Health Insurance Deduction Guide

Self-Employed Health Insurance Deduction Guide

If you’re self-employed, you can deduct 100% of your health insurance premiums for yourself, your spouse, dependents, and kids under 27. This deduction lowers your Adjusted Gross Income (AGI), reducing your overall tax bill – even if you don’t itemize...
How to Avoid Coverage Gaps Between Health Plans

How to Avoid Coverage Gaps Between Health Plans

Health insurance gaps can lead to expensive medical bills and limited access to care. Here’s how to avoid them: Plan for Life Changes: Coverage gaps often happen during job changes, turning 26 (aging out of parental plans), or relocating. Always check when your...