2026 Illinois Health Plan Comparison

Compare deductibles, copays, out-of-pocket maximums and network types across private PPO plans and ACA marketplace plans – side by side.

Benefit figures are summarized from carrier plan pages and published plan summaries for the 2026 plan year unless noted. This is a general comparison only – refer to each plan’s Summary of Benefits and Coverage for legal descriptions. Private PPO plans (Cigna Ultra, Anthem Blue Card, Triad Cigna Choice Fund) are medically underwritten association plans, not ACA marketplace policies, and enroll year-round. ACA marketplace plans enroll through Get Covered Illinois during open enrollment or with a qualifying life event. Enter agent code RKIL0783 on Cigna and Anthem enrollment pages.