Find Your 2026 ACA Health Plan
Compare Ambetter ACA plans available in your area. Enter your ZIP code to see plans and pricing - no contact info required.
- Bond
- Calhoun
- Clinton
- Cook
- DuPage
- Greene
- Grundy
- Henderson
- Henry
- Jersey
- Kane
- Kankakee
- Kendall
- Lake
- Macoupin
- Madison
- Mercer
- Monroe
- Montgomery
- Randolph
- Rock Island
- St. Clair
- Washington
- Whiteside
- Will
Provider Network Highlights
Cook County
- Advocate Health Care
– Advocate Childrens Hospital
– Advocate Christ Medical Centers
– Advocate Good Samaritan Hospital
– Advocate Good Shepard Hospital
– Advocate Lutheran General Hospitals
– Advocate South Suburban Hospitals
– Advocate Trinity Hospital - Endeavor Health:
– Evanston Hospital
– Northwest Community Hospital
– Northshore
– Swedish Hospital - Rush University Medical Center
- Sinai Health Systems
- Prime Healthcare
- Ascension Health
DuPage County
- Endeavor Health
– Edward-Elmhurst Health
– Northshore-Highland Park - Advocate Aurora Health
– Advocate Condell
– Advocate Good Samaritan
– Advocate Good Shepard
Madison, St Clair, Monroe Counties (East St. Louis)
- Hospital Sisters Health System (HSHS)
- SSM Hospital System
- Saint Luke’s Hospital – St Louis, MO
Rock Island, Henry, Mercer Counties (Quad Cities)
Genesis Medical Center Silvis
UnityPoint Health Trinity – Rock Island
Will, Kane, Kankakee Counties
- Rush Copley Medical Center
Bronze Plans
Bronze Plans
Recommended if you:
- Rarely use your coverage or see the doctor
- Want a “just in case” plan
- Prefer very low monthly premiums
- Are okay with higher out-of-pocket costs
Top 2026 Ambetter of Illinois plans - details and ratings
Ambetter of Illinois (Celtic) sells in about 25 counties for 2026 with an HMO network that includes a RUSH health system partnership across Chicagoland. Pricing is typically competitive; its service reputation is the trade-off - BBB reviews skew strongly negative on reachability and billing. Representative 2026 plans below; cost sharing varies by county - confirm at quote.
Star ratings are seeded from public ratings and complaint data and adjust as visitors rate each plan.
Ambetter Everyday Bronze
The budget lane of the 2026 lineup.
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Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 3.3 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
Ambetter Focused Silver
Narrow-design silver aimed at low premiums.
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Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 3.3 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
Ambetter Premier Silver
The silver to check first if you qualify for cost-sharing reductions.
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Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 3.3 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
Ambetter Premier Gold
Top of the 2026 Illinois lineup.
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Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 3.3 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
Public sentiment on Ambetter service is citable: its Illinois BBB reviews are strongly negative, centered on unreachable customer service. Weigh that against consistently competitive premiums - and add your own rating above.
Ambetter of Illinois rate filing history
Illinois redacts most carrier-level actuarial detail, so a complete requested-vs-approved table per carrier is not publicly available. Here is what the Illinois Department of Insurance and public filings do show - statewide averages plus this carrier’s known figures:
| Plan year | Requested | Approved | Note |
|---|---|---|---|
| 2026 (Ambetter) | +18.7% → +38.6% revised | within statewide final | Largest revised 2026 request |
| 2027 (Ambetter) | +9.2% | pending | Lowest 2027 request in IL |
| 2018 (statewide) | ~+30% | ~+30% | CSR-defunding silver load year |
| 2020 (statewide) | -0.3% | -0.3% | |
| 2024 (statewide) | +4.9-5.7% | Semi-weighted final | |
| 2025 (statewide) | +4.6% | Filings partially redacted | |
| 2026 (statewide) | +23.4-29.4% | +28.8% | Final IDOI weighted avg; driven by enhanced-subsidy expiration |
| 2027 (statewide) | +14.0% | pending | Requested average |
Sources: Illinois DOI rate filing publications and final-rate releases, ratereview.healthcare.gov, and ACA Signups Illinois tables. Figures are market averages, not your personal premium; subsidies through Get Covered Illinois can absorb much of an increase.
Free Illinois insurance tools
Pricing an Ambetter plan in Illinois? Run the numbers first.