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Humana

Medicare, dental, and vision plans for Illinois residents.

Aetna Health, Vision and Dental Insurance

Humana is one of the largest Medicare insurers in the United States. In Illinois it is an active carrier for Medicare and for individual dental and vision coverage. Illinois Health Agents is an independent, Illinois-licensed agency, so we quote Humana against every other carrier in the state before you enroll.

Individual and family health plans: Humana no longer sells individual or family major medical coverage in Illinois. If you need an under-65 health plan, compare our Illinois individual health insurance carriers or call 312.726.6565. Humana Medicare, dental and vision plans are not affected.

What Humana Offers in Illinois

ProductWho it fitsWhere to start
Medicare SupplementPeople on Original Medicare who want predictable costs and any doctor that accepts Medicare, with no networkHumana Medigap plans
Medicare Advantage and Part DPeople who want their Medicare, and often drug, dental and vision benefits bundled into one planCompare Illinois Medicare plans
DentalIndividuals and families who want dental coverage on their own, at any ageHumana dental plans
VisionAnyone wanting help with exams, lenses, frames and contactsGet a vision quote

Humana Illinois Medicare Plans

Medicare does not cover all health care costs. Medicare coverage consists of Part A (which covers hospital and skilled nursing facility care), and Part B (which covers doctor bills and other medical expenses). Even with Medicare Part A and Part B coverage, you’re responsible for some out-of-pocket expenses including:
  • Part A hospital deductible ($1,736)
  • Part B deductible ($283)
  • Copayments for hospital stays over 60 days
  • Care in a skilled nursing facility after 20 days
  • Twenty percent coinsurance for doctor bills and other medical expenses
By law, Medicare Supplement insurance is standardized into 10 plans, labeled A, B, C, D, F, G, K, L, M and N. That means Plan G from one company must include the same benefits as Plan G from another company. While the benefits must be the same, each company’s rates, reputation, membership features and quality of service can vary. With Humana, you don’t have to sacrifice comprehensive benefits or freedom-of-choice for affordability. Their Medicare Supplement plans provide substantial benefits at rates that can save you money over other plans.

Medicare Supplement

Plan G

By far the most popular Medicare Supplement plan. Plan G covers everything Plan F does except the Part B deductible ($283). It pays your Part A deductible ($1,736), Part B coinsurance, excess charges, skilled nursing coinsurance, and foreign travel emergency care.

Medicare Supplement

High-Deductible Plan G

The same full Plan G coverage at the lowest premium. You pay Medicare-covered costs up to the 2026 annual deductible of $2,950, after which the plan pays 100% of covered costs for the rest of the calendar year.

Medicare Supplement

Plan N

Comprehensive coverage at a lower premium. Plan N pays your Part A deductible and hospital costs and your Part B coinsurance after small copays (up to $20 office, $50 ER). It does not cover the Part B deductible or excess charges.

Dental

Dental

Affordable Humana dental plans for Illinois. Choose Dental Plan C550 (DHMO) or Preventive Plus Dental (PPO). Preventive care is covered, with no waiting periods on many services.

Dental and Vision Insurance Plans

Dental

 Dental Plan C550

Dental needs are covered right from the start without hidden costs (including pre-existing conditions).

Dental

 Preventative Plus Dental Plan

A low-cost dental PPO plan that covers preventive care and offers discounts on basic and major services. 

Vision

Vision Plan

Save money on eye exams, eyeglass lenses and frames, and contacts with substantial discounts on LASIK and cosmetic extras.

Compare Humana against every Illinois carrier

We are an independent agency. You pay nothing for our help, and we will tell you when another carrier is the better fit.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your State Health Insurance Program, to get information on all of your options. Not connected with or endorsed by the U.S. government or the federal Medicare program.