People Helped Each Year
Of Insurance Plans Offered
Year Founded
Why Choose Us
Whether you are looking to buy a $60 or a $10,000 policy, we are available to answer unlimited questions before, during, and after your purchase.
And our assistance is absolutely free. Whether you buy from us, another agency, or directly from a health insurance company, you will pay the same monthly premium.
Individual Health Insurance Types
Affordable Care Act (Obamacare) Insurance
Under the Affordable Care Act, you might qualify for a subsidy to help pay for your health insurance. If you qualify, the subsidy can be used to reduce the cost of your monthly premium or can be taken as an annual tax credit through Get Covered Illinois.
To take advantage of a subsidy, you must choose a health plan that is approved by the federal government and the Illinois government through the Get Covered Illinois marketplace. These plans, known as On-Exchange Plans, meet a set of standards that aim to eliminate benefit loopholes to make sure that individuals with pre-existing conditions are not denied coverage.
Private Marketplace Insurance
If you don’t qualify for a subsidy, you can still choose a Health Exchange Plan, or you can consider one of the many private health insurance plans available in Illinois’s private marketplace. We have rated these private plans on a 1-star to 5-star basis, with 5-star plans providing the most comprehensive coverage.
What’s the biggest difference between a private market health plan and a government-approved one? The trade-off is usually cost. Insurance companies can charge less for private plans with less-extensive network coverage or fewer benefits, creating more affordable options.
Short-Term Insurance
A short-term Medical Plan is temporary medical insurance that provides comprehensive protection against unexpected health care expenses. Benefits include:
- Policies can span 30 days to 4 months
- Simple application process
- Coverage can begin as early as the next day
Independent Agents
Licensed in Illinois
Free Expert Guidance
Coverage as Fast as Tomorrow
Round Out Your Coverage With Supplemental Plans
Even the best major medical plan leaves gaps. Affordable supplemental plans from LifeSecure pay you cash benefits when life happens — for under $25/month, you can backstop your deductible and protect your savings.
Accident Insurance
Cash for ER visits, x-rays, fractures, ambulance, physical therapy — paid directly to you when an unexpected injury sends you for medical care.
Critical Illness Insurance
A lump-sum payment of $5,000–$50,000 when you’re diagnosed with cancer, heart attack, stroke, or other covered conditions.
Hospital Indemnity Insurance
Daily cash benefits ($100–$900/day) for every day you’re admitted as an inpatient. Helps cover deductibles, coinsurance, and lost income.