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Cigna Dental Insurance in Illinois

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Cigna Dental

Individual and family dental plans from one of the nation’s largest health insurers, with $0 preventive care on most plans.

Cigna Healthcare Dental Insurance

Cigna Healthcare offers individual and family dental insurance in Illinois with $0 dental check-ups on most plans and access to one of the largest dental networks in the country. Plans are available year-round – no open enrollment window required.

Choose from budget-friendly preventive coverage, higher-maximum plans for major dental work, bundled plans that add vision and hearing benefits, or Advance plans with no waiting periods on any covered service.

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Dental plan highlights include:

  • $0 dental check-ups – cleanings and routine x-rays covered on most plans
  • Annual maximums up to $3,000 on the Dental 3000/100 and Advance plans
  • Low deductibles – $0 to $50 on the Preventive, 1000 and 1500 plans
  • No waiting periods on any class with Cigna Dental Advance plans
  • Orthodontia and dental implants available on select plans
  • One of the largest dental networks nationwide (Cigna Advantage and Total networks)
  • See any licensed dentist – best savings when you stay in-network

 

VISION & HEARING BUNDLES

Quote Dental + Vision + Hearing Plans

Bundled plan highlights include:

  • One plan, one premium – dental, vision, and hearing coverage together
  • Up to $2,500 in annual dental benefits
  • Up to $300 in vision benefits for exams and eyewear
  • Up to $700 in hearing benefits on select plans
  • Dental implants available on select plans

 

2026 Cigna Dental Plan Comparison

Premiums vary by ZIP code and age – use the quote buttons below to see your exact 2026 Cigna dental rate and enroll online.

Benefit Highlight Cigna Dental 3000/100 Cigna Dental Vision Hearing 3500 Cigna Dental 1500
Get your rate Get a Quote Get a Quote Get a Quote
Best for Strong dental coverage with a low annual deductible and the highest maximum Maximum coverage for the three essential benefits – dental, vision and hearing Moderate dental needs, including preventive, restorative and orthodontic care
Network Total (largest network) Advantage Advantage
Annual benefit maximum $3,000 per person $2,500 per person $1,500 per person
Annual deductible $100 per person $100 per person $50 per person / $150 per family
Routine check-ups (oral exam, cleanings, routine x-rays) 100% after deductible 100% – no deductible 100% – no deductible
Non-routine x-rays 100% after deductible 100% – no deductible 80% after deductible, 6-month waiting period
Basic restorative care (fillings, simple extractions) 50% after deductible, 6-month waiting period 80% after deductible 80% after deductible, 6-month waiting period
Orthodontia – – Covered
Dental implants – Covered –
Vision & hearing benefits – Included –

2026 Dental + Vision + Hearing Bundle Comparison

Benefit Highlight Dental Vision 1000 Dental Vision Hearing 2000 Dental Vision Hearing 3500
Annual dental maximum $1,000 $2,000 $2,500
Deductible $50 $50 $100
Vision benefits Included Included Up to $300
Hearing benefits – Included Up to $700
Network Advantage Advantage Advantage
Extras – Dental implants on select plans Dental implants on select plans

Plan details summarized from Cigna Healthcare published plan materials, August 2026. Benefits, availability and premiums vary by plan and location and are subject to change – confirm exact benefits and your rate with an instant online quote or call 312.726.6565.

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