2026 Cigna Plans
Cigna offers Medicare Supplement plans in Illinois with no network restrictions — see any doctor who accepts Medicare, nationwide. Cigna members also enjoy wellness perks through the Healthy Rewards program.
Cigna is leaving the Illinois individual market after December 31, 2026. Cigna already left Cook County for 2026 and has announced a full exit from the ACA marketplace for 2027. Current members keep coverage through the end of 2026, then need a replacement during open enrollment (November 1, 2026 - January 15, 2027). We compare every remaining carrier free.
Top 2026 Cigna plans - details and ratings
Cigna’s Connect network plans remain available in parts of Illinois outside Cook County for 2026 - the final year. Representative plans below; single, in-network deductibles from 2026 listings, out-of-pocket maximums confirm at quote.Star ratings are seeded from public ratings and complaint data and adjust as visitors rate each plan.Cigna Connect Bronze 7000 HSAHSA-Eligible
High-deductible bronze that pairs with a Health Savings Account.
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Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 2.9 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
Cigna Connect Bronze 5200
Mid-deductible bronze.
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Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 2.9 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
Cigna Connect Silver 3200
Lower-deductible silver.
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Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 2.9 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
Cigna Connect Silver 6500
Budget silver.
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Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 2.9 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
Cigna Connect Gold 1500
Rich gold - for the final plan year.
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Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 2.9 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
We have not found enough verifiable public member commentary on Cigna’s Illinois plans to quote fairly - your rating above genuinely helps the next shopper.
Cigna rate filing history
Illinois redacts most carrier-level actuarial detail, so a complete requested-vs-approved table per carrier is not publicly available. Here is what the Illinois Department of Insurance and public filings do show - statewide averages plus this carrier’s known figures:| Plan year | Requested | Approved | Note |
|---|---|---|---|
| 2026 (Cigna) | within statewide final | Exited Cook County | |
| 2027 (Cigna) | n/a | n/a | Exits Illinois individual market |
| 2018 (statewide) | ~+30% | ~+30% | CSR-defunding silver load year |
| 2020 (statewide) | -0.3% | -0.3% | |
| 2024 (statewide) | +4.9-5.7% | Semi-weighted final | |
| 2025 (statewide) | +4.6% | Filings partially redacted | |
| 2026 (statewide) | +23.4-29.4% | +28.8% | Final IDOI weighted avg; driven by enhanced-subsidy expiration |
| 2027 (statewide) | +14.0% | pending | Requested average |
Sources: Illinois DOI rate filing publications and final-rate releases, ratereview.healthcare.gov, and ACA Signups Illinois tables. Figures are market averages, not your personal premium; subsidies through Get Covered Illinois can absorb much of an increase.
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