Important: Cigna is leaving the individual ACA market in 2027
On April 30, 2026, Cigna announced it will stop offering individual and family ACA plans as of January 1, 2027. This affects all 11 states where Cigna sells individual coverage, including Illinois.
Existing Cigna coverage stays in force through December 31, 2026. If you have a Cigna individual plan, you will need to pick a different carrier for 2027, so plan to choose a new plan during Open Enrollment to avoid a gap on January 1.
The plan details on this page describe 2026 coverage. Enter your ZIP code below to compare what is available in your area.
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Cigna Plus Bronze Overview
Bronze plans usually have the lowest monthly premiums but the highest costs when you get care. These plans are good for individuals that usually use few medical services, don’t see a doctor often, and mostly want protection from very high costs if they get seriously sick or injured.
| Plan Name | Cigna Plus Bronze 5000 | Cigna Plus Bronze CMS Standard |
| Deductible | $5,000/$10,000 | $7,500/$15,000 |
| Coinsurance | 50% | 50% |
| Out-of-Pocket Maximum | $9,450/$18,900 | $9,400/$18,800 |
| PCP/Specialist |
$70 / $110
Deductible waived |
$50 / $100
Deductible waived |
