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CarriersCignaCigna Plus Health Insurance Plans

Cigna Plus plans are no longer offered

Cigna Plus and Cigna Plus with Northwestern Medicine plans have not been sold in Illinois since the 2024 plan year. They were not offered for 2025 or 2026, and you cannot enroll in them.

On April 30, 2026, Cigna announced it will stop offering individual and family ACA plans as of January 1, 2027. This affects all 11 states where Cigna sells individual coverage, including Illinois.

Existing Cigna coverage stays in force through December 31, 2026. If you have a Cigna individual plan, you will need to pick a different carrier for 2027, so plan to choose a new plan during Open Enrollment to avoid a gap on January 1.

The plan details below are from the 2024 plan year and are kept for reference only. Enter your ZIP code below to compare plans you can buy now.

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No Longer Offered: Cigna Plus Health Plans – Chicago

Cigna’s Plus Health Plans have been discontinued

Cigna’s most popular plans come in three categories, known as “metal levels”: Bronze, Silver, and Gold.

Bronze Plans

Premium Costs: $ | Out-of-Pocket Expenses: $$$

Best for: Individuals who want to keep premiums low or don’t plan on seeing a doctor often.

Plus Bronze & Plus CMS Standard Bronze

Plus with Northwestern Medicine Bronze 5000 Indiv Med Ded – Rx Copay – $5,000 Individual & 50% coinsurance after deductible

Plus CMS Standard Bronze

Plus Bronze CMS Standard – $7,500 Individual & 50% coinsurance after deductible

Silver Plans

Best for: Individuals who have families and/or see doctors regularly for illnesses and accidents.

Plus Silver

Silver 3000 Indiv Med Ded – Rx Copay – $3,000 Individual & 50% coinsurance after deductible
Silver-2 2500 Indiv Med Ded – Rx Copay – $2,500 Individual & 40% coinsurance after deductible
Silver-3 350 Indiv Med Ded – Rx Copay – $350 Individual & 35% coinsurance after deductible
Silver-4 100 Indiv Med Ded – Rx Copay – $100 Individual & 10% coinsurance after deductible
Silver 5000 Indiv Med Deductible – $5,000 Individual & 40% coinsurance after deductible
Silver-2 3800 Indiv Med Deductible – $3,800 Individual & 40% coinsurance after deductible
Silver-3 700 Indiv Med Deductible – $700 Individual & 20% coinsurance after deductible
Silver-4 0 Indiv Med Deductible – $0 Individual & 15% coinsurance

Plus CMS Standard Silver

Silver CMS Standard – $5,900 Individual & 40% coinsurance after deductible
Silver-2 CMS Standard – $5,700 Individual & 40% coinsurance after deductible
Silver-3 CMS Standard – $700 Individual & 30% coinsurance after deductible
Silver-4 CMS Standard – $0 Individual & 25% coinsurance after deductible

Gold Plans

Premium Costs: $$$ | Out-of-Pocket Expenses: $

Best for: Individuals who see their doctors frequently and take multiple prescription medicines.

Plus CMS Standard Gold

Plus Gold CMS Standard – Rx Copay – $1,500 Individual & 25% coinsurance after deductible

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