Free calculators and checkers for Illinois health insurance. Estimate premiums and out of pocket costs, check eligibility, and compare plans before you enroll. Every tool is free and none of them ask for your contact details.
Individual and Family Coverage
Enter your deductible and what you have spent so far to see what you still pay out of pocket this year.
Compare Bronze, Silver and Gold costs using your age, state, income and coverage type.
Estimate a monthly premium from your age, state, family size and income.
Enter your current premium, deductible and expected expenses to see what switching plans could save.
Estimate household costs from age, location, household size, income and any current health conditions.
Pick a preferred coverage type and get matching plans for your age, location, household size and income.
Describe your health needs and get plans matched to your age, location, household size and income.
Enter plans of your own to compare premium, deductible, out of pocket maximum and copay side by side.
Start from a monthly budget and expected medical usage to see which plan types fit.
Enter your current plan type and typical annual medical costs to find gaps in your coverage.
Answer four questions about your health plan and tax status to see if you can contribute to an HSA.
ACA and Marketplace
Check whether your household qualifies for marketplace subsidies or Medicaid from income, household size and state.
Estimate your premium tax credit from household size, income, state and age.
Estimate what you pay monthly for an ACA plan from household income, household size, state and age.
Medicare
Compare Medicare plans using your age, state, health conditions and whether you need drug, dental or vision coverage.
Estimate Part A, B, C and D costs from your age, location, health conditions and the coverage areas you care about.
Estimate Medigap costs from your age, location, which Medicare parts you have now and the coverage you need.
Check Medicare eligibility from your age, citizenship, Social Security work history and health status.
Compare Medigap options using your age, state, current Medicare plan and coverage needs.
Estimate Part A, B and D late enrollment penalties from when you became eligible and when you enrolled.
Group and Employee Benefits
Rough group premium for 2 to 50 employees from headcount, average age, state and coverage level.
Total your benefits spend from headcount, average salary, benefits offered and your contribution percentages.
See how your benefits and pay frequency affect gross pay, taxes, deductions and take home pay.
Estimate business health benefit costs from employee count, location, average employee age and plan type.
Project your monthly COBRA premium and total cost from your current premium, employer contribution and admin fee.
Dental, Vision and Short-Term
Check whether a dental procedure is covered by entering procedure type, provider type and plan tier.
Estimate annual dental costs from your premium, deductible, annual maximum and coverage percentages.
Find vision plans from how often you need exams, your correction needs and your monthly budget.
Compare dental and vision options by location, family size, coverage type and monthly budget.
Compare short term plans by how long you need coverage, your health status and your priorities.
Estimate short term costs from your age, location, coverage duration, smoking status and health history.
Find short term plans for 1 to 12 months by state, age and specific needs.