Humana Medicare Advantage Plans in Illinois
Enter your ZIP to compare 2027 Medicare Advantage plans with drug coverage in your county. Takes about a minute, and no contact details are needed.
312.800.0751 Talk to a licensed Illinois Medicare agent
Not connected with or endorsed by the U.S. government or the federal Medicare program.
The 3 Most Popular Humana Plans in Illinois
We ranked Humana plans with drug coverage (MAPD) by Illinois enrollment in the latest CMS monthly enrollment report (October 2026) and kept the three that are still offered for 2027. Premiums are the 2027 monthly plan premium including Part D drug coverage, in addition to your Part B premium.
| Plan | Type | 2027 counties | 2027 star rating | Monthly premium | Max out-of-pocket |
|---|---|---|---|---|---|
| Humana Total Complete (HMO) H1468-013 | HMO | 7 | ★★★★★ | $0 | $2,150 |
| Humana Value Choice (PPO) H7617-018 | PPO | 13 | ★★★★★ | $0 | $4,300 |
| Humana Value Choice (PPO) H5216-251 | PPO | 13 | ★★★★★ | $0 | $4,450 |
Humana Total Complete (HMO)
7 counties served in 2027
- Cook
- DuPage
- Kane
- Kendall
- Lake
- McHenry
- Will
2027 CMS Star Rating
★★★★★4 out of 5, published by CMS on October 8, 2026.
Monthly premium
Plan premium with drug coverage, 2027
| Plan type | HMO |
| Part C (medical) premium | $0 |
| Drug coverage (Part D) | Included. Annual drug deductible: $700 |
| In-network maximum out-of-pocket | $2,150 |
| Illinois enrollment (Oct 2026) | 95,468 members |
Humana Value Choice (PPO)
13 counties served in 2027
- Boone
- Cook
- DeKalb
- DuPage
- Grundy
- Kane
- Kankakee
- Kendall
- Lake
- Ogle
- Stephenson
- Will
- Winnebago
2027 CMS Star Rating
★★★★★4.5 out of 5, published by CMS on October 8, 2026.
Monthly premium
Plan premium with drug coverage, 2027
| Plan type | PPO |
| Part C (medical) premium | $0 |
| Drug coverage (Part D) | Included. Annual drug deductible: $700 |
| In-network maximum out-of-pocket | $4,300 |
| Illinois enrollment (Oct 2026) | 42,194 members |
Humana Value Choice (PPO)
13 counties served in 2027
- Boone
- Cook
- DeKalb
- DuPage
- Grundy
- Kane
- Kankakee
- Kendall
- Lake
- Ogle
- Stephenson
- Will
- Winnebago
2027 CMS Star Rating
★★★★★4 out of 5, published by CMS on October 8, 2026.
Monthly premium
Plan premium with drug coverage, 2027
| Plan type | PPO |
| Part C (medical) premium | $0 |
| Drug coverage (Part D) | Included. Annual drug deductible: $700 |
| In-network maximum out-of-pocket | $4,450 |
| Illinois enrollment (Oct 2026) | 41,382 members |
All Humana Medicare Advantage Plans in Illinois for 2027
Humana offers 23 plans with drug coverage across 102 Illinois counties. Which plans you can enroll in depends on the county you live in, so use the ZIP tool at the top of the page or call us.
| Plan | Type | Counties | Monthly premium | Max out-of-pocket |
|---|---|---|---|---|
| Humana Total Complete (HMO) Popular pick H1468-013 | HMO | Cook, DuPage, Kane, Kendall, Lake, McHenry, Will | $0 | $2,150 |
| Humana Value Choice (PPO) Popular pick H7617-018 | PPO | 13 counties | $0 | $4,300 |
| Humana Value Choice (PPO) Popular pick H5216-251 | PPO | 13 counties | $0 | $4,450 |
| Humana Essentials Plus Giveback (HMO) H0028-065 | HMO | Bond, Calhoun, Clinton, Jersey, Madison, St. Clair | $0 | $4,200 |
| Humana Essentials Plus Giveback (HMO) H1468-021 | HMO | Cook, DuPage, Lake, Will | $0 | $4,250 |
| Humana Essentials Plus Giveback (HMO) H4461-045 | HMO | Bond, Calhoun, Clinton, Jersey, Madison, St. Clair | $0 | $4,200 |
| Humana Full Access (PPO) H5216-407 | PPO | Bond, Calhoun, Clinton, Jersey, Madison, St. Clair | $0 | $6,350 |
| Humana Full Access (PPO) H7617-008 | PPO | Bond, Calhoun, Clinton, Jersey, Madison, St. Clair | $0 | $6,600 |
| Humana Gold Choice (PFFS) H8145-006 | PFFS | 48 counties | $60 | $7,800 |
| Humana Gold Plus (HMO) H1468-007 | HMO | 14 counties | $0 | $3,500 |
| Humana Total Complete (HMO) H0028-014 | HMO | Bond, Calhoun, Clinton, Jersey, Madison, St. Clair | $0 | $2,850 |
| Humana Total Complete (HMO) H4461-046 | HMO | Bond, Calhoun, Clinton, Jersey, Madison, St. Clair | $0 | $2,850 |
| Humana Value Choice (PPO) H5216-318 | PPO | Bond, Calhoun, Clinton, Jersey, Madison, Monroe, St. Clair | $0 | $4,450 |
| Humana Value Choice (PPO) H7617-023 | PPO | Bond, Calhoun, Clinton, Jersey, Madison, Monroe, St. Clair | $0 | $4,400 |
| HumanaChoice (PPO) H5216-013 | PPO | 24 counties | $92 | $6,550 |
| HumanaChoice (PPO) H5216-032 | PPO | Madison, Monroe, St. Clair | $76 | $9,250 |
| HumanaChoice (PPO) H5216-283 | PPO | 11 counties | $0 | $4,900 |
| HumanaChoice (PPO) H5216-399 | PPO | 87 counties | $33 | $6,250 |
| HumanaChoice (PPO) H5525-004 | PPO | 22 counties | $73 | $6,300 |
| HumanaChoice (PPO) H7617-007 | PPO | McHenry | $60 | $9,250 |
| HumanaChoice Giveback (PPO) H5216-403 | PPO | 87 counties | $0 | $5,000 |
| HumanaChoice Giveback (PPO) H7617-013 | PPO | 85 counties | $0 | $5,000 |
| HumanaChoice R5361-002 (Regional PPO) R5361-002 | Regional PPO | 102 counties | $87 | $7,700 |
Check Your Doctors and Hospital Before You Enroll
Networks are specific to each plan and county. Look up your primary care doctor, specialists and hospital in the Humana provider search, or call 312.800.0751 and we will check for you. We do not charge for this service, and the plan costs the same through us as it does directly.
Get Help Choosing a Humana Plan
Plan details, networks and county availability change each year. A licensed Illinois agent can compare these plans with the other Medicare Advantage carriers available where you live.
We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. This page lists Humana plans from CMS public data and is not an official plan document. Star ratings are the 2027 overall ratings published by CMS on October 8, 2026. Plan year 2027 benefits and costs are from the CMS landscape file and may change before the October 15 start of the Annual Enrollment Period.