Physicians Mutual dental insurance pays benefits for more than 400 procedures, from cleanings and X-rays to crowns, root canals, implants and dentures. The full list from Physicians Mutual is below, so you can look up a procedure and see what each plan pays without downloading anything.
Looking for a plan in Illinois? Request pricing or call a licensed agent at 312.726.6565. There is no cost to use an agent and the premium is the same as buying direct.
How to read the list
Physicians Mutual sells four plan levels, called schedules. Each row of the list shows a procedure code, what the procedure is, and what each schedule pays for it:
- Schedule 1: Economy
- Schedule 2: Standard
- Schedule 3: Preferred
- Schedule 4: Premier
Preventive care such as exams, cleanings and X-rays is paid at 100% on every plan when you see an in-network dentist. For basic and major work, Premier pays a percentage of the allowed charge, while Economy, Standard and Preferred each pay the fixed dollar amount shown in their column. A procedure that is not on the list is not covered.
This is the current Physicians Mutual list (form DNTL_PDF_CP04_0126). Covered procedures can vary by state and change over time, and the policy itself controls. Ask us to confirm anything before you buy.
Physicians Mutual covered dental procedures
Get Physicians Mutual dental pricing
Premiums depend on your age, state and the plan level you pick. Fill out the form and a licensed agent will send you all four plan levels side by side, check whether your dentist is in network, and compare Physicians Mutual with the other senior dental plans we offer. Prefer to talk? Call 312.726.6565.