Important: Cigna is leaving the individual ACA market in 2027
On April 30, 2026, Cigna announced it will stop offering individual and family ACA plans as of January 1, 2027. This affects all 11 states where Cigna sells individual coverage, including Illinois.
Existing Cigna coverage stays in force through December 31, 2026. If you have a Cigna individual plan, you will need to pick a different carrier for 2027, so plan to choose a new plan during Open Enrollment to avoid a gap on January 1.
The plan details on this page describe 2026 coverage. Enter your ZIP code below to compare what is available in your area.
Open enrollment for 2027 starts November 1, 2026. Cigna and Molina plans both leave Get Covered Illinois on January 1, 2027. Our licensed Illinois agents can help you compare replacement plans and check your doctors at no cost. Call 312.726.6565 or read the Get Covered Illinois notice.
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Compare ACA plans from every carrier in your area. Enter your ZIP code to see plans and pricing: no contact info required.
Cigna Connect Silver Plans for 2027
Silver plans sit in the middle: moderate monthly premiums and moderate costs when you get care. Silver is also the only metal level that comes with extra savings, called cost-sharing reductions (CSR), when you enroll through Get Covered Illinois and your household income is between 100% and 250% of the federal poverty level.
The figures below come from Cigna’s official 2026 Summary of Benefits and Coverage (SBC) for each plan. Click a plan name to open its SBC. These are HMO plans with in-network coverage only. Which plans you can buy depends on your county, so enter your ZIP code above to see the plans and prices available to you.
Connect Silver plans with cost-sharing reduction versions
Each base plan (shaded) has three reduced-cost versions: Silver-2, Silver-3 and Silver-4. The version you get is set by your household income when you enroll through Get Covered Illinois, and lower incomes get the lower deductibles.
| Plan | Deductible | Out-of-pocket max | Coinsurance | Primary care / Specialist | Generic drugs |
|---|---|---|---|---|---|
| Connect Silver 3200 Rx Copay | $3,200 / $6,400 | $9,500 / $19,000 | 50% | $10 / $85 | $3 |
| Silver-2 2500 Rx Copay | $2,500 / $5,000 | $7,800 / $15,600 | 40% | $5 / $85 | $3 |
| Silver-3 750 Rx Copay | $750 / $1,500 | $2,825 / $5,650 | 35% | $5 / $50 | $0 |
| Silver-4 350 Rx Copay | $350 / $700 | $1,025 / $2,050 | 10% | $5 / $35 | $0 |
| Connect Silver 6500 | $6,500 / $13,000 | $9,500 / $19,000 | 40% | $5 / $85 | $3 |
| Silver-2 5500 | $5,500 / $11,000 | $7,500 / $15,000 | 40% | $5 / $85 | $3 |
| Silver-3 750 | $750 / $1,500 | $2,900 / $5,800 | 30% | $5 / $35 | $3 |
| Silver-4 100 | $100 / $200 | $1,450 / $2,900 | 10% | $5 / $15 | $0 |
| Connect Silver CMS Standard | $6,000 / $12,000 | $8,900 / $17,800 | 40% | $40 / $80 | $20 |
| Silver-2 CMS Standard | $3,000 / $6,000 | $7,400 / $14,800 | 40% | $40 / $80 | $20 |
| Silver-3 CMS Standard | $700 / $1,400 | $3,300 / $6,600 | 30% | $20 / $40 | $10 |
| Silver-4 CMS Standard | $0 / $0 | $2,200 / $4,400 | 25% | $0 / $10 | $0 |
Other 2027 Connect Silver plans
| Plan | Deductible | Out-of-pocket max | Coinsurance | Primary care / Specialist | Generic drugs |
|---|---|---|---|---|---|
| Connect Silver 2500 | $2,500 / $5,000 | $9,200 / $18,400 | 50% | $25 / $80 | $3 |
| Connect Silver 3500 | $3,500 / $7,000 | $10,150 / $20,300 | 50% | $30 / $75 | $3 |
| Connect Preferred Silver Rx Copay | $3,200 / $6,400 | $9,500 / $19,000 | 50% | $10 / $85 | $3 |
| Connect Classic Silver | $6,500 / $13,000 | $9,500 / $19,000 | 40% | $5 / $85 | $3 |
Deductible and out-of-pocket max are shown as individual / family. Visit copays are for in-network doctors. Generic drugs shows the lowest generic tier at a retail pharmacy. Cigna coverage ends December 31, 2026, when Cigna leaves the individual market in Illinois.
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