Select Page
Compare & Buy USA Visitors & Travel Insurance

Compare & Buy USA Visitors & Travel Insurance

A U.S. ER visit can cost $2,000+, and a hospital stay can hit five figures. If I’m visiting the United States, I’d compare plans by medical limit, deductible, coinsurance, pre-existing condition rules, and evacuation coverage before I buy. Here’s the short version:...
Checklist for Choosing Short-Term Insurance

Checklist for Choosing Short-Term Insurance

Short-term health insurance is a temporary solution for gaps in coverage, but it comes with limitations. Here’s what you need to know: Lower premiums: Plans start around $100/month but have high deductibles and limited benefits. Limited coverage: Excludes...
How Do I Change my BCBSIL Medicare Supplement Plan?

How Do I Change my BCBSIL Medicare Supplement Plan?

If you’re looking to change your BCBSIL Medicare Supplement plan, here’s the quick answer: you can switch plans during specific times without medical underwriting, thanks to Illinois rules like the Birthday Rule. This allows individuals aged 65–75 to change to a plan...