Recent Articles
Why Gusto sucks as a benefits broker
Payroll platforms handle enrollment but often fail as full benefits brokers, costing employers money, claims support, and local compliance.
Illinois Group Plans: Employer Disclosure Requirements
Illinois CCDA requires employers to provide an EHB comparison at hire, annually, and on request; retain proof for 1 year.
Illinois Health Insurance Campaigns: Success Stories
How Illinois paired neutral branding, local navigators and multilingual outreach to boost enrollment for immigrants, families and children.
Compare & Buy USA Visitors & Travel Insurance
Compare U.S. visitor & travel medical insurance: deductibles, medical limits, coinsurance, pre-existing rules, evacuation.
Humana gains Illinois Medicaid contract, advancing its position in healthcare solutions
Humana wins Illinois HealthChoice Medicaid contract, expanding beyond Medicare Advantage and affecting growth and margins.
Ultimate Guide to Illinois Short-Term Insurance Updates
Explains Illinois’ ban on short-term health plans, how federal rules differ, and alternatives like ACA, COBRA, and Medicaid.
Checklist for Choosing Short-Term Insurance
Checklist to evaluate short-term health insurance: costs, exclusions, networks, and Illinois legal limits after the 2025 ban.
How Do I Change my BCBSIL Medicare Supplement Plan?
Learn when and how to switch BCBSIL Medicare Supplement plans, enrollment windows, and steps to avoid underwriting or coverage gaps.
Group Health Plans: Cost-Saving Strategies
Group plans vs ICHRA/QSEHRA: examine how each contribution model impacts employer costs, employee choice, and ACA compliance.
IRS Guidelines for Medicare Premium Deductions
IRS rules for deducting Medicare premiums: itemize if medical costs exceed 7.5% of AGI, or use the self-employed above-the-line deduction.